I’ve held off doing this for as long as I could. I’m sure financial managers all over would be yelling at me NOT to do this, that you should NEVER touch your retirement IRA’s before you retire. But, since I can’t get a job (recently, not even an interview) what choice do I have? It’s as if I’ve retired already, or I should say, I’ve been FORCED to retire, because no one will give me a chance.